Upstart benefits

Upstart is an AI lending marketplace that uses advanced AI and machine learning to expand access to credit through bank and credit-union partnerships.

27 recorded benefits. Record edited: Thu Sep 10 2026 04:28:32 GMT+0000 (Coordinated Universal Time).

Recorded work model: Digital-first / remote; current US roles are listed as Remote and the official role body says most employees can live and work anywhere in the US with regular onsites.

Health Insurance

Comprehensive health coverage including medical, dental, and vision for US employees

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Dental Insurance

Dental coverage within comprehensive US health coverage

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Vision Insurance

Vision coverage within comprehensive US health coverage

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Life Insurance

Life insurance as an income-protection benefit

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Disability Insurance

Disability coverage as an income-protection benefit

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Employee Assistance Program

An Employee Assistance Program offering mental-health support and life-centered resources

Eligibility & sources

Sources & dates

Health Savings Account (HSA)

Upstart contributes to Health Savings Accounts for eligible plans

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Wellness Stipend

An annual wellness allowance for physical and emotional well-being and personal development

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Sick Time

Paid time off and sick leave in line with local requirements

Eligibility & sources

Sources & dates

Paid Parental Leave

Paid family and parental leave; the body says duration varies by country, so no US duration is inferred

Pay
Paid
Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Fertility Assistance

Family-centered benefits supporting fertility, parenthood, and caregiving

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Caregiver Leave

Paid family leave supporting caregiving and major life moments. Duration varies by country

Eligibility & sources

Sources & dates

Remote Work

The company is digital-first, most employees can live and work anywhere in the US, and teams use regular onsites; the role itself is listed as Remote. The reviewed ML team operates on East/West coast time zones; most teams meet once or twice quarterly for2–4consecutive days, with cadence varying by role

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Home Office Support

Home-office setup alongside the productivity allowance

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

401k

US employees are offered a401(k) with employer matching. The Group Retirement Savings Plan wording refers to Canada, not an additional US plan

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

401k Match

A company match of $2 for every $1 contributed, up to $15,000 annually in the US

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Employee Equity

Annual equity grants that vest quarterly

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Employee Stock Purchase Program (ESPP)

An Employee Stock Purchase Plan with discounted stock purchase options for eligible US employees

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Financial Wellness

Financial planning tools and a financial concierge service for US employees

Eligibility & sources

Sources & dates

Bonuses

Target bonuses and bonus opportunities

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

PTO (Vacation / Personal Days)

Paid time off

Pay
Paid
Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Company Holidays

Company holidays in line with local requirements

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Team Events

Connection and community through team events, all-company updates, and employee resource groups

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Meals

Catered lunches and fully stocked micro-kitchens when working from listed offices in the Bay Area, Austin, Columbus, and New York City; office-specific availability is stated

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Productivity Stipend

An annual productivity allowance for relevant tools and resources

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

  • Job posting Staff/Principal Machine Learning Engineer

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current US Remote role; complete public body read and retained in evidence/upstart-role-bodies.md

Learning and Development

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview

Professional Development Stipend

Professional stipends alongside learning resources. No separate additive budget is assumed

Eligibility & sources

Sources & dates

  • Careers page Upstart careers home

    Read 2026-09-10T03:28:30.000Z

    Source context

    Current official Upstart careers home and benefits overview