CRED benefits

CRED's BeniFlex program provides employee and family medical coverage, with customizable health plans and top-up options; eligibility and plan limits govern.

This policy provides ₹50 lakh of personal-accident coverage

Regular workshops and one-on-one mental-wellness support through Kaha Mind

All team members receive term life cover equal to three times annual CTC through Go Digit

Work hours are flexible and that dedicated independent-work hours are chartered; current public openings are nevertheless designated onsite

CRED team members receive ESOP allocations; grant and eligibility terms apply.

Eligible team members may choose up to 50% of annual cash compensation as special-grant ESOPs that CRED says vest fully in one year.

Vested options may be eligible for sale during periodic ESOP liquidity events

Crediting salaries at the beginning of each month

A team member who loses an immediate family member may receive ₹2,50,000, subject to applicable tax and program terms

In the event of a team member's death, CRED describes 12 months of annual fixed CTC, a one-time ₹5,00,000 allowance, and accelerated ESOP vesting

A program permitting liquidation of a portion of vested ESOPs for qualifying medical emergencies

It helps cover major relocation expenses when a team member moves cities; no fixed amount is published

Internet reimbursement within its flexible-benefits compensation structure

Phone reimbursement within its flexible-benefits compensation structure

Departing team members may retain their work laptop, subject to the program's terms

CRED publishes an open leave policy that lets team members plan work and time off; no numerical allowance is stated.

Pay

Paid

Lunch to team members at the office

A fully stocked office pantry

Professional development within its flexible-benefits compensation structure

CRED hosts sessions with industry experts on topics including company culture and data analytics.