Capital on Tap benefits

Capital on Tap is a London-founded fintech that provides business credit cards, spend management, savings and funding products for small businesses in the UK and US, with current teams and offices across the UK, US and Portugal.

33 recorded benefits. Record edited: Mon Sep 21 2026 09:49:34 GMT+0000 (Coordinated Universal Time).

Recorded work model: Hybrid and role-specific remote; the current careers FAQ says most roles are hybrid with 2–3 office days, while fully remote or temporary-remote arrangements are stated in individual listings..

Health Insurance

Current first-party benefits pages and postings support geography-specific healthcare: UK employees are offered Vitality private healthcare; 90% of healthcare premium is paid by New Wave Card LP; private healthcare through AdvanceCare

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

Dental Insurance

Optional dental cover with Vitality; dental coverage alongside medical and vision

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

Vision Insurance

Optional optical cover with Vitality; vision coverage

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

Mental Health Benefits

Therapy and coaching credits; a current UK role quantifies six free therapy sessions per year; free therapy sessions; six free therapy sessions

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

Fertility Assistance

Reproductive-health support through Hertility for eligible employees, including fertility and menopause care

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

Pet Insurance

Pet insurance under Health & Wellness for the US employee package

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

Parental Leave

Enhanced parental leave for eligible parents

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

Childcare Benefits

Nursery contributions for eligible parents

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

Hybrid Work

Most roles operate hybrid with 2–3 days per week in an office; their own split. A current Lisbon role moves from fully remote to hybrid after the office opens. This is role/location-specific, not universal

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Jobs at Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current unfiltered public Greenhouse board and complete named-requisition boundary.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

Remote Work

A Remote UK Business Development Manager; current North Carolina and Lisbon postings begin fully remote before planned office/hybrid arrangements. Eligibility varies by role and location

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Jobs at Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current unfiltered public Greenhouse board and complete named-requisition boundary.

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

401k

A 401(k) for the US employee package. The current North Carolina role is the clearest current role-scoped source

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

401k Match

100% match to 3% and 50% match up to the next 2%; the US careers page repeats the same formula. Scope is the US package and plan terms are otherwise unpublished

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

Pension Plan

A salary-sacrifice pension scheme with up to a 7% match

Eligibility & sources

Sources & dates

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

Recognition Programs

Current first-party UK, US and Portugal sources publish service-anniversary rewards: UK £250/£500/£750 with a year-4 sabbatical, US $250 first anniversary and $500 second anniversary, and Portugal €280/€570/€860 with a paid sabbatical at year 4. Geography and source package must remain separated

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

Employee Referral Bonus

A £1,000 bonus for every referred person who joins; a referral bonus without amount

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

PTO (Vacation / Personal Days)

28 days plus bank holidays; 20 PTO days while the current North Carolina role lists 25 PTO days; 36 days inclusive of public holidays. These values are not combined into a company-wide amount

Pay
Paid
Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

Paid Holidays

UK sources state bank holidays in addition to 28 holiday days; enhanced paid holidays including Martin Luther King Jr. Day, Juneteenth and Veterans Day; the Portugal role includes public holidays within its 36-day total

Pay
Paid
Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

Paid Sabbatical

A fully paid four-week sabbatical after four years; a four-week fully paid sabbatical in its anniversary rewards

Pay
Paid
Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

Meals

A quarterly Be a Buddy colleague lunch scheme; free breakfast and office food

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

Free Drinks

Free drinks in the relevant offices. This is office/location-specific and not a cash or remote benefit

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

Free Snacks

Free snacks in the relevant offices. This is office/location-specific and not a cash or remote benefit

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

Company Events

Company celebrations, Happy Club/socials and events spanning Pride, Black History Month, religious holidays and other traditions

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

Employee Resource Groups

Employee-led communities/groups, including Women’s and LGBTQ+ communities plus US clubs

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

Pet Friendly Workplace

Dog-friendly offices. This is office/location-specific and does not establish a pet allowance or insurance outside the separately scoped US pet-insurance benefit

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

Learning and Development

Current first-party sources publish geography-specific learning budgets: UK £1,000 annually, US $1,250 on the careers page versus $1,200 in the current North Carolina role, and an annual learning/wellbeing budget in the Portugal role. The US conflict is preserved rather than averaged.

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

  • Jobs board Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time Lisbon, Portugal posting; Portugal role-scoped benefits.

Wellness Stipend

Up to £250 of the £1,000 learning budget can be used for personal wellbeing; the current North Carolina role calls its $1,200 budget Learning & Wellbeing. This is not treated as a separate universal cash stipend

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

Sick Time

Five days of sick pay. The source is role/geography-specific and does not establish company-wide or non-US eligibility

Eligibility & sources

Sources & dates

  • Jobs board Senior Software Engineer

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time North Carolina, United States posting; US role-scoped benefits and remote-to-hybrid location policy.

Legal Services

Legal aid under Health & Wellness

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap (US)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current US careers page and US employee package; US benefit geography is retained explicitly.

Commuter Benefits

A Season Ticket Loan

Eligibility & sources

Sources & dates

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

Cycle to Work Scheme

A choice of cycle-to-work scheme or bike-share subscription

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

Bike Sharing

A bike-share subscription as the alternative to the cycle-to-work scheme

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

Electric Vehicle Salary Sacrifice

An Octopus EV salary-sacrifice benefit and says employees can save up to 40% on a fully insured electric car

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.

Travel Insurance

Worldwide travel insurance through Voyager; worldwide travel insurance through Vitality

Eligibility & sources

Sources & dates

  • Careers page Careers | Capital on Tap

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current UK/global careers landing page; UK benefits, work model, offices and recruiting boundary.

  • Jobs board Data Scientist (Growth Team)

    Read 2026-09-21T09:37:55.895Z

    Source context

    Current full-time London, UK hybrid posting; UK role-scoped benefits.