Affirm benefits

Affirm is a financial technology company building a next-generation payment network that lets consumers pay over time and provides commerce and payment solutions to merchants.

32 recorded benefits. Record edited: Sat Sep 05 2026 01:01:25 GMT+0000 (Coordinated Universal Time).

Recorded work model: Remote-first (role-dependent; remote roles may work anywhere in the employee's home country).

Health Insurance

Comprehensive medical coverage; Affirm subsidizes 100% of medical premiums for employees and dependents, with plan terms varying by eligibility

Eligibility & sources

Sources & dates

Dental Insurance

Dental coverage for employees and dependents

Eligibility & sources

Sources & dates

Vision Insurance

Vision coverage for employees and dependents

Eligibility & sources

Sources & dates

Flexible Spending Account (FSA)

Flexible spending accounts; FSA as a health-plan account

Eligibility & sources

Sources & dates

  • Benefits page Health & Well-being Benefits - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; medical, dental, vision, account, and concierge programs.

  • Benefits page Affirm Health and Welfare Wrap SPD and SMM 2025

    Read 2026-09-03T05:05:45.000Z

    Source context

    Affirm's current publicly posted United States health-and-welfare plan document, effective through the 2025 amendment.

  • Company filing Affirm Holdings, Inc. 2025 Proxy Statement

    Read 2026-09-03T05:05:45.000Z

    Source context

    Official Affirm proxy filed October 24, 2025; U.S. full-time salaried benefits and retirement-plan disclosure.

Medical Concierge

Medical Concierge alongside Affirm's medical plan options and spending accounts

Eligibility & sources

Sources & dates

  • Benefits page Health & Well-being Benefits - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; medical, dental, vision, account, and concierge programs.

Accidental death and dismemberment (AD&D) Insurance

Affirm-provided basic life and AD&D coverage is paid in full by Affirm and equals 2x covered annual earnings up to $650,000, subject to age-based reductions

Eligibility & sources

Sources & dates

Life Insurance

Affirm-provided basic life coverage is paid in full by Affirm and equals 2x covered annual earnings up to $650,000, subject to age-based reductions

Eligibility & sources

Sources & dates

Short Term Disability

Affirm-provided STD replaces 60% of pay up to $2,800 per week, begins after seven days of accident or sickness, and is paid for by Affirm

Eligibility & sources

Sources & dates

Long Term Disability

Affirm-provided LTD replaces 60% of pay up to $15,000 per month, begins after 90 days of disability, and is paid for by Affirm

Eligibility & sources

Sources & dates

Accident Insurance

Optional Prudential Accident Insurance pays specified benefits for covered off-the-job accidents; the current US page publishes plan examples and employee-paid monthly rates

Eligibility & sources

Sources & dates

  • Benefits page Life, Accident & Disability Insurance - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; life, AD&D, disability, accident, and critical-illness programs.

Critical illness insurance

Optional Prudential Critical Illness Insurance pays a lump sum for covered illnesses or conditions; heart attack, stroke, major organ failure, coma, paralysis, and cancer modules

Eligibility & sources

Sources & dates

  • Benefits page Life, Accident & Disability Insurance - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; life, AD&D, disability, accident, and critical-illness programs.

Employee Assistance Program

GuidanceResources EAP by Prudential is a confidential, 24/7 program with no-cost phone support, up to three counseling sessions, and web resources for Affirmers and dependents.

Eligibility & sources

Sources & dates

Mental Health Benefits

Spring Health provides no-cost, confidential mental-wellbeing support, including six virtual therapist sessions or four therapist and two physician visits, with dependent access.

Eligibility & sources

Sources & dates

  • Company filing Affirm Holdings, Inc. Form 10-K for fiscal year ended June 30, 2026

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm annual report filed August 27, 2026; identity, business description, headquarters, employee count, and human-capital benefits.

  • Careers page Careers at Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm Careers page rendered for the United States; current workforce model and named employee programs.

  • Benefits page Mental Wellbeing - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; Spring Health mental-wellbeing program.

Wellness Stipend

Monthly stipends for health, wellness, and technology spending; the public materials do not identify a separate gym-specific reimbursement

Eligibility & sources

Sources & dates

  • Jobs board Administrative Assistant IV - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm Greenhouse posting for a Remote US role; current U.S. rewards language and remote-first role context.

Business Travel Insurance

Affirm's latest publicly available US benefits disclosure lists business travel insurance among the benefits provided to full-time salaried US employees

Eligibility & sources

Sources & dates

Dependent Care Flexible Spending Account (DCFSA)

Affirm's US benefits disclosures list a dependent-care FSA; DCFSA

Eligibility & sources

Sources & dates

  • Benefits page Health & Well-being Benefits - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; medical, dental, vision, account, and concierge programs.

  • Benefits page Affirm Health and Welfare Wrap SPD and SMM 2025

    Read 2026-09-03T05:05:45.000Z

    Source context

    Affirm's current publicly posted United States health-and-welfare plan document, effective through the 2025 amendment.

  • Company filing Affirm Holdings, Inc. 2025 Proxy Statement

    Read 2026-09-03T05:05:45.000Z

    Source context

    Official Affirm proxy filed October 24, 2025; U.S. full-time salaried benefits and retirement-plan disclosure.

Paid Parental Leave

Birth and non-birth parents receive 18 weeks of paid leave plus a four-week return-to-work transition at full base pay, according to the current Affirm Careers page.

Pay
Paid
Eligibility & sources

Sources & dates

  • Careers page Careers at Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm Careers page rendered for the United States; current workforce model and named employee programs.

Family Forming Benefits

The S.A.F.E. Journey Wallet for Surrogacy, Adoption, Fertility, and Egg Freezing, with a one-time $20,000 allocation

Eligibility & sources

Sources & dates

  • Company filing Affirm Holdings, Inc. Form 10-K for fiscal year ended June 30, 2026

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm annual report filed August 27, 2026; identity, business description, headquarters, employee count, and human-capital benefits.

  • Benefits page Wallets - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; Forma digital wallets, family-forming support, and store discount.

Remote Work

Its workforce as remote-first; employees in remote roles may work anywhere in their home country, while some roles are proximal or office-based

Eligibility & sources

Sources & dates

  • Careers page Careers at Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm Careers page rendered for the United States; current workforce model and named employee programs.

  • Jobs board Administrative Assistant IV - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm Greenhouse posting for a Remote US role; current U.S. rewards language and remote-first role context.

401k

Affirm's US 401(k) plan permits eligible employees to defer up to the annual legal limit; deferrals are 100% vested and the company may make annual employer profit-sharing contributions

Eligibility & sources

Sources & dates

  • Company filing Affirm Holdings, Inc. 2025 Proxy Statement

    Read 2026-09-03T05:05:45.000Z

    Source context

    Official Affirm proxy filed October 24, 2025; U.S. full-time salaried benefits and retirement-plan disclosure.

Employee Stock Purchase Program (ESPP)

An ESPP that lets eligible employees purchase Affirm shares at a discount

Eligibility & sources

Sources & dates

Financial Wellness

Origin provides Affirm employees and partners with certified-financial-planner access, money-management tools, and support for equity, retirement, tax, and insurance planning.

Eligibility & sources

Sources & dates

Technology Wallet

A Technology Wallet funded with $200 per month, with up to $600 accumulated; the page says the wallet is not taxed

Eligibility & sources

Sources & dates

  • Careers page Careers at Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm Careers page rendered for the United States; current workforce model and named employee programs.

  • Benefits page Wallets - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; Forma digital wallets, family-forming support, and store discount.

Food Wallet

A Food Wallet funded with $220 per month; the amount expires at the end of each month and is taxed

Eligibility & sources

Sources & dates

  • Careers page Careers at Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm Careers page rendered for the United States; current workforce model and named employee programs.

  • Benefits page Wallets - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; Forma digital wallets, family-forming support, and store discount.

Lifestyle Wallet

A Lifestyle Wallet funded with $250 per month, with up to $2,500 accumulated; the page says the wallet is taxed

Eligibility & sources

Sources & dates

  • Careers page Careers at Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm Careers page rendered for the United States; current workforce model and named employee programs.

  • Benefits page Wallets - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; Forma digital wallets, family-forming support, and store discount.

PTO (Vacation / Personal Days)

Non-exempt US-based employees accrue 20 vacation days per calendar year; the current page distinguishes this accrued vacation from exempt employees' Flexible Time Off

Pay
Paid
Eligibility & sources

Sources & dates

  • Company filing Affirm Holdings, Inc. Form 10-K for fiscal year ended June 30, 2026

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm annual report filed August 27, 2026; identity, business description, headquarters, employee count, and human-capital benefits.

  • Benefits page Time Off - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; vacation, flexible time off, and Health Days.

Flexible Time Off

Exempt US-based employees receive Flexible Time Off; requests are individually evaluated and teams may not impose a preset number of days or hours

Eligibility & sources

Sources & dates

  • Benefits page Time Off - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; vacation, flexible time off, and Health Days.

Health Days

Affirmers receive 10 Health Days per year for illness, preventive care, certain family or designated-person care, and specified leave-of-absence circumstances.

Eligibility & sources

Sources & dates

  • Benefits page Time Off - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; vacation, flexible time off, and Health Days.

Away Days

It offers 20 company-wide paid days off, while the US benefits page describes regularly scheduled regional Away Days and permits FTO or accrued vacation as alternatives

Eligibility & sources

Sources & dates

  • Careers page Careers at Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm Careers page rendered for the United States; current workforce model and named employee programs.

  • Benefits page Away Days - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; scheduled Away Days.

Employee Discount

The Forma Store and says eligible employees can receive up to 30% off retail without reimbursement

Eligibility & sources

Sources & dates

  • Benefits page Wallets - Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm benefits portal, United States section; Forma digital wallets, family-forming support, and store discount.

Learning and Development

Learning and development programs to support employee growth

Eligibility & sources

Sources & dates

  • Company filing Affirm Holdings, Inc. Form 10-K for fiscal year ended June 30, 2026

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm annual report filed August 27, 2026; identity, business description, headquarters, employee count, and human-capital benefits.

  • Careers page Careers at Affirm

    Read 2026-09-03T05:05:45.000Z

    Source context

    Current official Affirm Careers page rendered for the United States; current workforce model and named employee programs.

Legal Protection

Rocket Lawyer and ARAG legal options, including legal-document support, attorney consultations, and covered network-attorney fees under the ARAG plans

Eligibility & sources

Sources & dates